Health Insurance For Individual Of U.S.A

In America, approximately 84% of the total American population has health insurance, almost 60% obtain it through health employer and 9% purchase health insurance directly. In the case of individual health insurance, the contract is between the customer and the health insurance company directly. An individual health insurance policy might cover your entire family or just you. However, getting an individual health insurance cover is tough at an optimal price. Especially people with pre-existing or previously diagnosed health issues are considered as high-risk individuals and the premium rates are sky high. These factors leads to the fact that around 46 million Americans do not have an health insurance cover.

For individuals, plans from HMO (health maintenance organization) might enroll but that does not substitute the necessity of a health insurance. However, affordable health insurance provides an individual with free health insurance quotes of affordable rates. We provide a clear guide on the differences and similarities between HMO, PPO and POS. In addition, it gives a clear idea on the benefits and requirements of short and long term insurance and which is suitable for you. If you are unemployed or temporarily employed, you might opt for a short-term policy whereas a stable profession might get you a long-term policy for individual health insurance. In addition, you must also check on the basic coverage of the policy. Comprehensive policies are usually costly as they give a high pay out. No company can cancel your cover if the premiums are regularly paid.

With us, you get an affordable health insurance for individuals from different premier health insurers. Free quotations are available so that you can check on the range of insurance cover available and choose from them. Your information security is our guaranty. Our insurance advisors call you only when you opt for the same. We ensure a safe payment for the insurance and fast processing for your convenience.
visit:http://www.affordablehealthinsuranceoptions.com/Individual.html